Personal finances. Small business. Clear direction.

Understand your numbers.
Move forward with a plan.

Practical financial coaching for your household. Accurate bookkeeping and business performance reviews to help you understand your numbers, identify spending concerns, and create practical plans for improvement.

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Personal financial coachingBookkeepingBusiness performance reviews
Jason Howard, owner of Howard Financial Coaching and Bookkeeping
Jason HowardFinancial Coaching & Bookkeeping
Personal attentionClear financial conversationsPractical next steps
What we do

Choose the help that fits your goals.

Support for your personal finances, your business records, and the decisions ahead.

Personal Financial Coaching

Make sense of your income and spending, organize bills, build a practical budget, work on debt, and set savings goals.

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Small Business Bookkeeping

Stay organized with reconciliations, accurate financial records, bookkeeping cleanups, and useful monthly reports.

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Business Performance Reviews

Understand your reports, investigate spending concerns, and turn what you learn into a practical improvement plan.

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Clarity for business owners

Make your numbers useful.

We sit down with you to discuss what changed, what needs attention, and which steps fit your business goals.

How performance reviews work →
01

Understand

Discuss your income, expenses, cash flow, and month-to-month changes.

02

Identify

Look for unusual increases, recurring costs, and spending that deserves attention.

03

Improve

Agree on priorities, create a realistic action plan, and follow up on progress.

Free resources

Explore your numbers before making a decision.

Try the wealth-building, retirement, savings, debt, and home-affordability tools. Change the assumptions and see how your results change.

How Much House Can I Afford?

Estimate a home price and payment from income, debts, cash down, and local cost assumptions.

Open house calculator